Who are we?

BankszövetségThe Hungarian Banking Association is the professional advocacy association of the Hungarian banking sector, coordinating and representing the views of the banking community. The Association establishes committees and working groups involving professionals from member banks to develop common positions.

The Association's activities include

  • representing the banking sector's interests,
  • technical consultations
  • participating in the drafting of legislation
  • cooperating with fellow professional associations and NGOs
  • operating technical committees and working groups
  • operating an Ethics Committee
  • coordination and technical consultations during the drafting of government decisions
  • participating in the decision-making processes of the European Banking Federation (EBF)
  • implementing the EBF's positions
Who should I turn to if I have other questions about banks?


The European and Hungarian economies need more loans than ever for economic development and liquidity in order to counter the effects of the recession caused by the war.

At today's interest rates, the six-month extension of the interest rate freeze would cause losses of around HUF 70 billion, the equivalent of a full year's bank tax, to the banking sector. With the extra tax included, the additional financial burden on banks already exceeds HUF 500 billion – approximately the equivalent of the banking sector's full-year P/L last year. All this is being borne by the financial sector amidst economic difficulties that are also impacting financial institutions. The highly regulated banking sector also faces the additional task of putting forth any necessary provisions necessitated by the risk of recession brought about by the war. The bearing of these extra burdens will prevent the placement of some HU...

Cybercrime, phishing, spyware... these terms are no longer only found in movies, as anyone can fall victim to them. The Budapest Police Headquarters and the Hungarian Banking Association have launched a joint information campaign to make sure it doesn’t happen to you.


The extremely dry weather conditions across the region and in significant parts of Hungary are creating major difficulties for the agricultural sector, which banks are seeking to help farmers overcome. The recently published Government Decree on the agricultural credit moratorium offers a full moratorium for certain agricultural sectors, going far beyond the principal moratorium proposed by banks, which can be financially justified in certain cases. As a result of the extreme weather, and in order to maintain the dynamics of development, the agricultural sector will require additional, substantial bank credit. The banking sector is ready to provide this in the form of market-conform solutions. However, due to the deterioration in customer risk ratings resulting from international regulations, the Government Decree published will make it more difficult for applying customers to meet creditworthiness criteria, which also carries a significant financial ris...