Fundamenta-Housing Fund Ltd.
Fundamenta-Housing Fund Ltd.
Established: 1996
Address: 1123 Budapest, Alkotás u. 55-61.
Telephone: +36-1-411-8181
Morafcsik László vezérigazgató
The Bank's ownership structure:
Owner Registered capital
Domestic ownership MBH Bank Nyrt. 76,35%, Generali Biztosító Zrt. 14,88% UniCredit Bank Hungary Zrt. 7,38%, Fundamenta-Lakáskassza Kft 1,39%
Foreign ownership -


With more than 25 years of experience, the Fundamenta Group has become a key player in the home ownership market. The first housing savings banks, including Fundamenta, started operating in Hungary in the spring of 1997. During this time, more than 3 million housing savings contracts have been signed and more than 1.5 million housing dreams have been realised under the Fundamenta name.  
As a professional housing financier, Fundamenta's mission is to help its customers achieve their housing goals through self-care and informed financial planning.
Its activities include target-use deposit taking, lending, financing of renewable energy investments and real estate brokerage. 
Fundamenta's exceptional sales network, the Personal Banker Network, is one of the largest and fastest growing sales organisations in the country. It offers existing and prospective clients flexible, customized financial options to achieve their real estate goals. 
On March 27, 2024, MBH Bank Plc. acquired a majority stake in the Company, making it the majority shareholder. Thanks to the acquisition, Fundamenta's clients will also benefit from the solid backing of a stable, well-capitalized bank, a nationwide branch network and a broad product portfolio.